December Newsletter 2011


 

Retailers are not responsible for the amount of the hold or the length of the hold when a customer conducts a signature debit transaction; both the amount and the length of the hold are determined by  the bank issuing the debit card.

  • Both Visa and MasterCard require that retailers place "preauthorizations" of $1 on signature debit (check card)and credit card gas purchases. Once the transaction is preauthorized, the bank that issued the debit or credit card places a "hold" on that account. Most consumers don't notice holds on their credit cards because they have sufficient credit lines that they don't exceed, even with holds.
  • Holds are not unique to gas purchases: they are standard practice for any business that accepts plastic as a form of payment in a situation where the final dollar amount to be assessed is unknown in advance. Holds placed on gas purchases are similar to the preauthorizations that hotels do with a credit card when someone checks in or with car rentals.
  • Most holds today are between $50 to $100 to approximate the cost of a fill-up. The amount of the hold has increased as gas prices have increased; $35 was previously a common amount.
  • Under all normal circumstances, it's not the retailer who is responsible for continuing the hold, since credit/debit card network rules make it impossible for the retailer to extend the hold.
  • For signature-based debit transactions (such as using a check card as a credit card), holds, like the holds on credit cards that can affect someone's spending limit, can remain for 48-72 hours, since the processing times are slower. Generally, they should last a shorter period of time. Retailers conduct "batch" transactions at least daily; any time that the hold lasts beyond that time for signature-based debit is due to bank settlement processes.

Read More: http://www.nacsonline.com/NACS/News/FactSheets/IndustryIssues/Pages/DebitHolds.aspx

Troubleshoot Tips
Follow these steps for some basic troubleshooting tips when you have problems with your Triple E system:
 

  1. Does a restart of the program (DataManager, Register, OneTouchSync, etc) fix the problem?
  2. Does a restart of the ESITE, CP720, Register or Pedestal computer fix the problem?
  3. Are all of your applications started on your ESITE (esController and ccEngine) or your CP720 (cpController and ccEngine)?
  4. If you are having trouble swiping a card, have you tried placing a plastic bag over the card and re-swiping it?
  5. If these tips did not help you, call Triple E Technologies support at 1-208-777-9300

Computer Tips
Make sure Windows Update is set to Automatically Update your computer or at least run Windows Update manually each month. Windows is frequently updated by Microsoft to prevent virus and malware attacks, to improve Windows performance, and to provide new features. You can access Windows Update settings from the control panel.

Scan with an antivirus regularly. Everyone should have antivirus software that loads when their computer starts. The best type of protection is continuous monitoring from a dedicated antivirus program.
Also, make sure the antivirus program is set to update automatically.
These programs must regularly update their virus definitions to provide the best defense against new viruses and other malware.

Don't forget to backup! Backup your computer at all costs. A computer backup can save your computer’s life at a later date. There are gruesome viruses out there that can wipe out almost everything you have on your computer, so never forget to backup your files and keep them in a safe place.

Upcoming Events

Training
December 13 
8:00AM PST
Training – Invoice Training
We will go over the steps of invoicing from start to finish Sign Up

Traveling
December 5-9

Dan and Jay will be traveling in Nebraska and Iowa

Closed
December 26
In observance of Christmas, we will be closed

January 2
In observance of New Years, we will be closed

Trade Shows
February 21-24
WPMA in Las Vegas

February 25-26
PACE in Kansas City

March 14-17
MPACT in Indianapolis